About Us
We've been giving our customers the best service for over ten years, and plan on continuing to provide the best service in the industry into the future. Changes in government's, and banking industry fiscal policies have made it challenging for lenders to comply with frequently changing rules and regulations. At Ridgecrest Mortgage we pride ourselves on knowing which of the latest hurdles have to be jumped over in order to get your loan. Talk with us about the best opportunities available for your particular situation, and how this will work with the latest rules and regulations.
The more programs and services a mortgage company has available, the better the rates and program options they will have to offer their clients. At Ridgecrest Mortgage, we are associated with a multitude of lenders nationwide. We are committed to ongoing research of new and competitive programs as they become available. We are able to send out any loan scenario to lenders across the country, and choose from their best offers. Our clients are offered the best and most competitive programs suited to their individual needs.
It is the mission of Ridgecrest Mortgage to do the following:- To provide excellent follow-up and availability to our clients.
- To complete each loan process in a competent and timely manner that meets the time constraints of our clients.
- To provide complete mortgage counseling.
- To maintain up-to-date on new and competitive loan programs as they become available.
- To offer our clients the very best programs and rates for their situation.
- To always offer reliable information regarding interest rates and costs associated with obtaining a loan.
- To always conduct business in an up-front and ethical manner.
We take into account the total impact a mortgage will have on our clients' overall financial situation, and advise them accordingly. Each quarter, our clients receive a mortgage update comparing their mortgage with what is currently on the market, and advising them when it is prudent to refinance.
