It is the mission of Ridgecrest Mortgage to do the following:

• To provide excellent follow-up and availability to our clients.

• To complete each loan process in a competent and timely manner that meets the time constraints of our clients.

• To provide complete mortgage counseling. We take into account the total impact a mortgage will have on our clients' overall financial situation, and advise them accordingly. Each quarter, our clients receive a mortgage update comparing their mortgage with what is currently on the market, and advising them when it is prudent to refinance.

• To maintain up-to-date on new and competitive loan programs as they become available, to offer our clients the very best programs and rates for their situation.

• To always offer reliable information regarding interest rates and costs associated with obtaining a loan.

• To always conduct business in an up-front and ethical manner.